Federal Public Service Loan Forgiveness Program

In partnership with the NYC Department of Consumer and Worker Protection (DCWP) and the NYC Department of Citywide Administrative Services (DCAS), the city has announced a new initiative to help city employees manage and potentially eliminate their student loan debt. This program will provide free access to student loan experts and online tools through a partnership with Summer, a certified B Corporation specializing in student loan assistance.

The initiative aims to help more than 100,000 city employees enroll in the federal Public Service Loan Forgiveness (PSLF) program and Income-Driven Repayment (IDR) plans, potentially eliminating an estimated $360 million in student loan debt. City employees will receive expert guidance in verifying their eligibility for PSLF, managing paperwork for enrollment, and staying on track for loan forgiveness. 

  • A pilot phase of the program has launched with employees from the Administration for Children’s Services (ACS), the Department of Social Services (DSS), and the NYC Housing Authority (NYCHA).
  • The full service will begin a phased rollout for all city employees starting in September 2025.
  • Family members of public servants who independently qualify for PSLF — either by working for another branch of government or for a qualifying not-for-profit organization — will also be able to take advantage of the program.

For more information about this program, you can read the full announcement here.

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