The Social Security Administration (SSA) has announced the 2026 cost of living adjustments (COLA) for Social Security recipients – including Old-Age, Survivors, and Disability Insurance (OASDI).
The increase will be 2.8 percent, beginning in January 2026.
Note: Supplemental Security Income (SSI) increases begin December 31, 2025.
Recipients will be able to check their COLA notices by visiting their my Social Security account online, or by waiting for the one-page paper notice to arrive in the mail, beginning in December. To receive a digital notice, be sure to log in to you my Social Security account and opt out of the mailing by November 19.
Don’t have a my Social Security account? Visit this page to set one up! The account also allows you to claim your benefits, request a replacement card, and view your SSA-1099.
For more information about the 2026 COLA, view the fact sheet here.
